auto
insurance
Auto Insurance in Rochester, NY. Get Affordable, Reliable Coverage
Reward your Safe Driving and Financial Responsibility with Better Auto Insurance.
Finding the right auto insurance in Rochester, NY can be overwhelming, but our independent insurance agency makes it easy. We work with top providers to offer affordable car insurance that meets your needs – whether you need liability coverage, full coverage, or are looking to save after years of safe driving.
Auto Insurance Polices We Offer
Whether you’re looking for affordable car insurance in Rochester, NY or want to upgrade your protection without overpaying, we have options.
Liability Car Insurance
Comprehensive & Collision Coverage
Why Choose an Independent Insurance Broker for Auto Insurance?
Customized Policies for Low-Risk Drivers
No one-size-fits-all policies. We tailor plans to fit your household, especially for married couples, two-car families, and drivers with clean records.
Exclusive Discounts
We compare car insurance quotes in Rochester to find the best value, leveraging your strong credit, low claims history, and loyalty to your current insurer.
Expert Guidance
We help you understand your options, from comprehensive to multi-vehicle and bundled coverage.
Local Expertise
We know the unique coverage needs of Monroe County drivers.
Get a Free Quote for Rochester Auto Insurance
Finding the best auto insurance in Rochester, NY doesn’t have to be complicated. You may qualify for better rates and coverage if you’ve been a loyal customer with a clean driving history. Contact us today for a free car insurance quote, or visit our office to speak with a trusted local insurance agent.
Request A Quote
Frequently Asked Questions
New York State, including Rochester, requires all drivers to have a certain amount of liability coverage. The minimums are:
- $25,000 per person for bodily injury liability.
- $50,000 per accident for bodily injury liability.
- $10,000 per accident for property damage liability.
- $50,000 for Personal Injury Protection (PIP) per person.
- Uninsured motorist coverage.
While these are the minimums, our independent agency often recommends higher limits to ensure proper protection of your assets. We can help you find a comprehensive and affordable auto insurance Rochester NY policy that exceeds these requirements.
The cost of car insurance in Rochester, NY varies based on a number of factors, including your driving record, age, credit score, marital status, and the specific ZIP code you live in. Generally, car insurance rates in Rochester are more affordable than in other major New York cities like New York City, thanks to less traffic congestion and a lower number of accidents. We specialize in finding the best rates by comparing quotes from multiple providers to find you the most affordable car insurance for your unique situation.
To get an affordable car insurance quote in Rochester, NY that fits your budget, we recommend working with an independent insurance agency like ours. We have access to multiple providers and can help you leverage discounts for things like a clean driving record, being a safe driver, bundling your home and auto policies, or having multiple vehicles on your plan. Contact us today for a free, no-obligation quote and we’ll compare options to find a policy that provides great coverage without overpaying.